As note brokers, we specialize in helping property sellers transform future payments into immediate cash with friendly, fast, and fair service. Every transaction receives the personalized attention you deserve.
Convert your property sale agreement into immediate cash without waiting decades for payments to complete.
Owner Financed Mortgage Notes
Turn the financing you provided to your property buyer into a lump sum payment now.
Trust Deeds
Sell your deed of trust or similar security instruments for competitive pricing with minimal hassle.
Business Notes
Convert business financing agreements into immediate capital for your next venture.
Why Sell Your Mortgage Note?
Immediate Financial Needs
Access funds for retirement planning, college tuition, new investment opportunities, or unexpected medical expenses without waiting years for payments.
Eliminate Risk & Hassle
Free yourself from payment collection concerns, property lien management, and the administrative burden of long-term note servicing.
Strategic Financial Planning
Optimize your investment portfolio by converting illiquid assets into capital that can be deployed for potentially higher returns elsewhere.
What Affects Your Note's Value?
Down Payment
Larger initial payments indicate lower risk and typically result in higher valuations.
Interest Rate
Notes with higher interest rates generally command better pricing in the secondary market.
Term Length
Shorter remaining terms may receive more favorable pricing due to reduced long-term risk.
Payment History
Consistent on-time payments from the payer increase your note's market value significantly.
Our Simple 4-Step Process
Request Quote
Fill out our easy online form with basic information about your note.
Submit Documents
Provide the note, mortgage, closing statement, and payment history for evaluation.
Receive Offer
Get a competitive, no-obligation quote based on your note's value factors.
Close & Collect
Funds securely transferred to you through a title company within 10-15 business days.
What Sets Our Service Apart
Excellence
Industry-leading expertise and service quality
Security
Confidential transactions with established financial partners
Speed
Quick closings with minimal paperwork and hassle
At Lena Josi, we combine top-dollar pricing with personalized service and secure transactions. Our nationwide network of investors allows us to offer competitive terms while maintaining the highest standards of professional service.
Customized Purchase Options
Full Purchase
Sell your entire note for a complete lump sum payment. This option provides maximum immediate cash and completely eliminates your involvement in payment collection and administration.
One-time complete payout
Total elimination of risk
Clean financial break
Partial Purchase
Sell just a portion of your remaining payments. This hybrid approach provides immediate cash while preserving some future income stream as a long-term investment or retirement supplement.
Immediate cash plus future income
Balanced risk profile
Financial flexibility
Ready to Unlock Your Note's Value?
What types of notes do you purchase?
We purchase real estate notes, owner-financed mortgage notes, trust deeds, and business notes nationwide. Our partners provide competitive offers regardless of property location.
How quickly can I receive my cash?
Most transactions close within 10-15 business days after document submission and offer acceptance. We prioritize efficiency without sacrificing thoroughness.
What documentation will I need to provide?
Typically, we need the promissory note, mortgage or deed of trust, closing statement, and payment history. Our team will guide you through exactly what's needed for your specific situation.
Is there any cost to get a quote?
No. We provide free, no-obligation quotes. You only proceed if our offer meets your needs and expectations.